Help fund life’s big moments by unlocking your home equity.
A home equity loan allows you to borrow money against the equity you've built in your home. Equity represents the portion of your home's value that you own outright, calculated by subtracting any outstanding mortgage balance from the current market value. This type of loan uses your home as collateral.
Lump Sum Payment: You receive the full loan amount upfront.
Fixed Interest Rate: The interest rate stays the same throughout the loan, providing predictable monthly payments.
Common Uses: Funding major expenses such as home improvements, education, or debt consolidation.
Features
Borrow up to 80% of the value of your home.
Terms up to 10 years, amortizations up to 20 years.
Fixed, affordable interest rate.1
Discount available for automatic payment from a First Secure Bank & Trust checking account.
Interest may be tax-deductible.2 1 - Subject to credit approval. Property insurance required on properties secured by this plan. 2 - Consult your tax advisor.
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