Receivables

First Secure Community Bank understands your need to maximize cash flow. Our receivables solutions will help accelerate collections, extending the hours for your deposits by ensuring next day credits, and offering faster, simpler deposit processing.

Remote Deposit Capture

Enjoy the convenience of making deposits electronically 24-hours a day, 7-days a week. Using a desktop scanner and your PC, you can scan checks received from your customers and send deposits electronically to the bank.

Benefits:

Consolidate funds from remote locations into one bank
Make deposits anytime
Save time preparing deposits
Cut costly courier fees or trips to the bank
Reduce risk of check fraud

ACH Collection

Optimize your cash concentration and trading partner receivables with ACH debits – a powerful, electronic solution to improve cash flow forecasting and cash position management.

Benefits:

Automatic Drafting ACH services deposits funds into your business account by debiting your customer for authorized one-time or recurring payments.
Reduces float and you receive payments faster
Reduces returned checks
Offers convenience to your customers and reduces their costs to make their payments

Cash Vault/Cash Processing

Cash Vault/Cash Processing Services makes it easy for your company to make secure deposits, order cash and reduce trips to the bank. If you have employee safety and security concerns around making deposits, or want to reduce risk associated with bank branch trips, our services provide a convenient, secure, and efficient way to make deposits.

Cash Concentration

All your funds accessible in one location. Cash Concentration is a timely, cost-effective way to consolidate and keep track of funds from multiple business locations.

Benefits:

Your locations can continue to use local banks while the deposits they make can be transferred into your First Secure Bank & Trust account.
Eliminate idle balances by pulling deposited funds into your First Secure Bank & Trust account.
Funds are available in your First Secure Bank & Trust account for payment or investment purposes on the next business banking day after the transfer.
The time and cost of preparing checks or initiating wires to transfer funds to your First Secure Bank & Trust account are eliminated.

Receivables

Remote Deposit Capture

ACH Collection

Merchant Services

Cash Vault/Cash Processing

Cash Concentration